'We market our products and services responsibly.'.

'We seek to lend only what our customers can afford to repay.'.

They are also committed to responsible lending, which the bank identifies according to their four common principles (these are shared with the rest of the Westpac Group): St.George was the first bank to launch SMS Alerts, doing it all the way back in 2004.

It offers its customers a wide range of home loan products, in addition to savings and transaction accounts, personal and car loans, credit cards, and business banking. On its way to becoming one of Australia's largest banks, St.George became part of the Westpac Group in 2008, and its banking distribution and lending businesses now operate under the name St.George Bank. It acquired a banking license more than fifty years later, in July of 1992, and became a full service bank in 1994. Rates correct as of December 9, 2023.įounded as a building society in 1937, St.George grew out of the southern Sydney suburbs to become one of the country's most known building societies. Different terms, fees or other loan amounts might result in a different comparison rate. Warning: this comparison rate is true only for this example and may not include all fees and charges. *The Comparison rate is based on a $150,000 loan over 25 years.

Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you. All products will list the LVR with the product and rate which are clearly published on the product provider’s website. Some products will be marked as promoted, featured or sponsored and may appear prominently in the tables regardless of their attributes. However, the ‘Compare Home Loans’ table allows for calculations to be made on variables as selected and input by the user. Base criteria of: a $400,000 loan amount, variable, fixed, principal and interest (P&I) home loans with an LVR (loan-to-value) ratio of at least 80%.

St george bank term deposit rates